NATWEST and Royal Bank of Scotland are pulling the plug on 46 mobile bank branches, with closures set for January 2026.
These closures will leave thousands of customers without easy access to essential everyday banking services, especially in areas already lacking physical branch locations.
Mobile branches are a lifeline for communities without traditional bank buildings, offering services like cash deposits, withdrawals, and bill payments.
These mobile units visit designated locations up to five days a week, except on Christmas Day and Bank Holidays.
With the closure of these branches, customers in affected areas will lose convenient access to banking services, forcing many to travel further or rely on online banking – a challenge for those less comfortable with digital platforms.
The closures span England, Scotland, Wales, Northern Ireland, and include both NatWest and Royal Bank of Scotland mobile branches.
Here is the full list of mobile branch locations set to close by January 9 2026:
England
Ashbourne – Shawcroft Car Park, DE6 1GD Axminster – Tesco Car Park, EX13 5NG Barton-on-Humber – The Old Mill, Market Lane, DN18 5DD Belper – Field Lane Car Park, DE56 1DE Bodmin – Morrisons Car Park, PL31 2DB Brixham – Middle Street Car Park, TQ5 8DY Bude – Sainsbury’s Car Park, EX23 8ND Cockermouth – Fairfield Car Park, CA13 9RU Dartmouth – Mayor’s Avenue Car Park, TQ6 9NG Dawlish – Shaftesbury Theatre, EX7 9PB Downham Market – Town Square, PE38 9DW Hailsham – Hailsham Market, Market Street, BN27 2AG Haslemere – The White Horse Hotel Car Park, GU27 2HJ Helston – Bowling Pavillions, TR13 8ER Holt (Norfolk) – Adrian Hill Fine Arts, Lees Yard, NR25 6HS Newquay – The Griffin Inn Car Park, TR7 1SP Redruth – New Cut Car Park, TR15 1AF Saltash – Council Car Park Culver Road, PL12 4DW Shirebrook – Market Place, NG20 8AA Sidmouth – Ham East Car Park, EX10 8XR Stone – The Star Inn, Stafford Street, ST15 8QW Teignmouth – Teignmouth Library, TQ14 8DY Ulverston – Market Street, LA12 7AY Wellington (Somerset) – North Street Car Park, TA21 8LZScotland
Auchterarder – Crown Inn Wynd Car Park, PH3 1BJ Banff – Old Market Place, AB45 1GE Brechin – Co-op, Trinity Road, DD9 6BL Burntisland – Links Car Park, KY3 9DY Carnoustie – Co-op Superstore, DD7 6AN Cowdenbeath – Bridge Street Car Park (opposite Morrisons), KY4 9QW Crieff – Leadenflower Car Park, PH7 3JE Cumnock – Glaisnock Street Car Park, KA18 1BY Dunbar – Bleachingfield Community Centre, EH42 1DX Forres – Orchard Road, IV36 1PZ Girvan – Flushes Car Park, KA26 9BA Huntly – Market Muir Car Park, AB54 8JY Jedburgh – Bus Station Car Park, TD8 6DQ Kilwinning – Kilwinning Library, St. Winnings Lane, KA13 6EP Kirkcudbright – Next to Bowling Green, St Marys Street, DG6 4AA Newton Stewart – Day Centre Car Park, Riverside Road, DG8 6NG Wick – Riverside Car Park, KW1 4NLWales
Porthcawl – Hillsboro Place North Car Park, CF36 3XB Risca – Lidl Commercial Street, NP11 6AW Treorchy – Treorchy RFC, 126 High Street, CF42 6PBNorthern Ireland
Newcastle – Castle Park Car Park, BT33 0AEWhat are the alternatives to branch banking?
There are still a number of ways people can access basic banking services without having to venture to another town with a branch.
You can use one of the Post Office’s 11,684 branches to perform basic banking tasks — but not to open new bank accounts or take personal loans and mortgages.
You can find your nearest Post Office branch by visiting postoffice.co.uk/branch-finder.
Meanwhile, many banks offer a mobile banking service – where they bring a bus to your area offering services you can usually get at a physical branch.
Other banks use buildings such as village halls or libraries to offer mobile banking services.
It’s worth contacting your bank to see what mobile services they have available, and when they might next be in your area.
New super ATMs are being rolled out across the UK where branch closures have left residents unable to access essential banking services.
These ATMs will allow customers to withdraw funds, access their balance, change PIN numbers and deposit cash.
Bank of Scotland, Barclays, Halifax, Lloyds, NatWest, Royal Bank of Scotland and Ulster Bank are already signed up to allow deposits, at the super ATMs.
Banking hubs are also being opened across the UK with 250 set to be available by the end of 2025.
These sites typically feature a counter service operated by the Post Office as standard, enabling customers to conduct routine banking transactions conveniently.
Each hub also has a private area where customers can consult with staff representing their banks for more complex matters.
What services do banking hubs offer?
BANKING hubs offer a range of services to bridge the gap left by the closure of local branches.
Operated by the Post Office, these hubs allow customers to perform routine transactions such as deposits, withdrawals, and balance enquiries.
Each hub also features private booths where customers can discuss more complex banking matters with staff from their respective banks.
Staff from different banks are available on a rotational basis, ensuring that customers have access to a wide range of banking services throughout the week.
Additionally, customers can receive advice and support on various financial products and services, including loans, mortgages, and savings accounts.
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