The doctors, nurses, and other staff at any hospital undoubtedly want to give you the best care possible—that’s why they chose this profession. But hospitals are more than places of healing—they’re large, sprawling businesses. And like any other large, sprawling business, communication isn’t always perfect, and misunderstandings and miscommunications can result in higher bills and unnecessary costs.
Unnecessary treatments
Different hospital systems have different payment models for doctors, with most combining a base salary with various incentives. The incentive model may sometimes push doctors to perform procedures, tests, or even surgeries that aren’t entirely necessary, but they are usually presented to you as standard stuff that simply has to be done. Even other payment models that adjust compensation based on the time, the skill required, and the resources consumed during a procedure can prompt doctors to do unnecessary stuff in order to boost their pay.
You might assume that if you stay overnight in the hospital, you have been admitted to a hospital. But “admission” is a specific scenario meaning you’re in the hospital under the care of a doctor. You might be in the hospital under “observation,” meaning you’re considered an outpatient even though you’re in the hospital. Hospital staff may not specify your status, and the difference can have a huge impact on your insurance coverage, so it’s essential that you know for sure.
Medicines
The emergence of urgent care centers offers an alternative to hospitals and emergency rooms. Urgent care centers are generally less expensive and less crowded, so they can be a solid alternative to a hospital if you’re not dealing with an emergency or serious condition and you’re looking to save a little time and money.
Price lists
Hospitals are now required to post clear price lists for services and procedures, but these lists are often outright fictions. Patients sometimes discover that the prices on their hospital bill don’t match the posted list, or that many of the charges aren’t included in the public listing at all. Reviewing the price list before you go into the hospital for a procedure is a great idea so you can estimate your costs. But you have to review that list again after you get the bill—never assume they’re going to match.
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