Jill On Money: Giving thanks to my readers ...Middle East

Thanksgiving is my favorite holiday because it is a time when we can give thanks for all of the blessings in our lives, but there is no pressure around gifts, maybe just a little anxiety about putting the whole meal together — and of course, managing family drama.

This Thanksgiving, I was feeling especially grateful for you, the folks who read this column, who along with podcast/radio listeners, and television viewers send me questions and feedback.

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Without your input, I am writing and speaking into a void. Your smart questions keep me on my toes and help me cover topics most relevant to you.

Beyond the personal gratitude I feel for this incredible community we’ve built together, I want to encourage all of us to take a moment to give thanks for our financial blessings—even the ones that might not seem obvious at first glance.

If you have a steady paycheck, that’s worth celebrating in an economy where uncertainty can strike at any moment. If you have cobbled together a few side hustles, you are an entrepreneur and should be as proud of your accomplishment.

Perhaps you have been able to chip away at debt, even at a slow pace. If so, know that you’re making progress that deserves recognition. If you’ve managed to save anything this year, even a small amount, that’s amazing. And if you have contributed toward a future goal, like retirement or college funding, pat yourself on the back, because you have earned it.

Of course, this year has thrown financial curveballs at many of us, from layoffs to government furloughs, to still-high prices. As I have learned after talking to so many of you, these challenges can reveal something important about yourself: that you are more resilient than you imagined.

There was the couple who had to delay retirement but found that working a bit longer brought unexpected fulfillment. There was a young 20-something who tackled the repayment of student loans with creative budgeting. There was the recent widow who wrapped her arms around her family’s finances only to learn that she was quite good at managing money.

If this year has been financially or emotionally brutal for you, gratitude doesn’t mean ignoring real hardship. Illness, death, divorce can leave you feeling depleted and spent, not to mention feeling out of sorts when it comes to your financial stability. Throughout, there was probably a friend or family member, a community resource, or a professional who showed up and helped you through a dark time. Try to celebrate these small anchors of stability in the storm.

Each financial hurdle forces us to adapt to a new reality, one that is guided by our core values and priorities. The process can be hard, but maybe as you gather around the table this Thanksgiving, consider having at least one conversation about gratitude that touches on finances. Maybe share one financial goal you achieved this year, no matter how small. Or talk about a money lesson someone taught you that changed your perspective. These conversations normalize talking about money in healthy ways and can be valuable for all family members who are navigating their own financial journeys.

This Thanksgiving week, I’m giving thanks for you, for the Jill on Money community, and for the opportunity to talk about money in ways that hopefully make your lives a little easier and a little less stressful. And I’m grateful that we can do this together, because personal finance isn’t really personal at all. It’s about all of us trying to build better, more secure lives for ourselves and the people we love. From my table to yours.

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Jill Schlesinger, CFP, is a CBS News business analyst. A former options trader and CIO of an investment advisory firm, she welcomes comments and questions at [email protected]. Check her website at www.jillonmoney.com)

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