Building household financial resilience requires a new approach to safety-net programs ...Middle East

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Millions of American households don’t have the ability to absorb a financial shock; nearly a third couldn’t cover an unexpected $400 expense. While one tired refrain is that individuals should be more responsible when managing their finances, it’s time to acknowledge that even what we call a “living wage” isn’t large enough for a household to self-insure against the unexpected. So public benefits are there to fill the gap. Or at least they should be. The reality is that the benefits Americans depend on to weather the worst of times are often delivered through a fractured and difficult-to-navigate system, by dozens of siloed programs that vary from state to state. “The most critical

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Last updated : 21 February 2023 clock 01:53 AM

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Building household financial resilience requires a new approach to safety-net programs ...Middle East

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