Plastic surgery is on the rise. The American Society of Plastic Surgeons (ASPS) reported a 19 percent increase in cosmetic procedures since 2019. And as cosmetic procedures become more popular, the largest barrier for patients is cost, leaving many to finance their plastic surgeries through various buy now, pay later (BNPL) services to keep up appearances. Though various BNPL financing services have been around for years to help people afford the cost of essential and non-essential medical care, BNPL services have re-entered the chat, so to speak, and surged in use since the pandemic. While these installment plans have previously been criticized for encouraging overspending - apps like Aft
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