No matter how carefully you budget and plan, unexpected expenses are an unavoidable part of life. A car repair, medical bill, or home maintenance issue can throw your finances into turmoil if you're not prepared. When these surprise costs pop up, it's important to act quickly and make smart choices about how to cover the expense. Ask about payment plans Before putting the whole expense on a credit card, ask if the provider offers a payment plan. Many hospitals, repair shops, contractors, and other businesses will let you pay off a large bill over several months with little or no interest charged. Taking advantage of these plans can save you from high credit card interest rates.Request an ext
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