AMERICANS risk damaging their credit score with a seemingly innocent move. Your credit score is determined by five factors, and one of them could go south quickly. The Comments Section with Brett CooperBrett Cooper warned others not to make the same mistake as she made with her credit score[/caption] You may have considered shutting down your first-ever credit card if you have other cards you now prefer. After all, you might not even use the first card at all these days. But this could affect your length of credit history, which makes up 15% of your credit score, according to FICO. Your length of credit history is used by lenders like mortgage providers and credit card comp
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