The Florida Panhandle’s recovery after Hurricane Michael in 2018 has been nothing short of extraordinary — and costly. After the Category 5 storm swept across northwest Florida, cities were left with millions of yards of debris, loss of homes and businesses, and damaged infrastructure. Local governments had to act quickly to assist residents and restore critical services such as water, power and sewage treatment. To do so, many communities such as Panama City were forced to hastily acquire loans to cover costs and jumpstart recovery efforts. This quick response has paid off with businesses returning, new homes under construction and infrastructure repairs underway ahead of schedule. H
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