If you have a Chase Sapphire Reserve card sitting in your wallet, it’s time to log into your online portal because a viral travel trick could save you a whopping $500 on a single hotel stay.
While high-end credit cards are famous for offering luxury perks to offset their hefty annual fees, a massive 2026 update from Chase is allowing cardholders to double-dip their benefits in a way that is taking the travel world by storm.
The catch? One half of this incredible "double stack" hack is completely temporary and will officially expire on December 31, 2026, meaning you need to book your next getaway before the clock strikes midnight on New Year's Eve.
Related: 7 Things to Know Before Booking an All-Inclusive Hotel With Points, According to The Points Guy
View this post on InstagramThe strategy relies on combining two separate hotel credits on a single, prepaid reservation of at least two consecutive nights. Normally, Reserve cardholders get access to "The Edit by Chase Travel," which is a handpicked collection of luxury properties that comes with a flexible $500 annual credit, usable as two separate $250 statement credits at any point during the year.
However, for 2026 only, Chase introduced a brand-new, one-time $250 credit for prepaid stays at select partner hotel brands, including major lines like IHG Hotels & Resorts, Omni, and Virgin Hotels.
If you find a luxury property that happens to sit on both lists, Chase allows you to trigger both $250 statement credits simultaneously, slicing $500 right off your bill.
Putting the strategy to the test, The Points Guy managing editor of credit cards, Giselle Gomez, recently used the double-stack trick for a stay at the Kimpton St Honoré Paris. According to Gomez, the statement credits hit her account almost immediately after she booked.
Related: Chase Is Making Major Changes to Its Top-Ranked $95 Travel Credit Card
Beyond the cash savings, booking a property through The Edit unlocks a treasure trove of VIP on-site perks that feel like automatic elite status. Your stay comes loaded with free daily breakfast for two, space-available room upgrades and a $100 property credit you can blow on fine dining or spa treatments.
To pull off the trick yourself, simply filter your Chase Travel portal searches to eligible 2026 brands like IHG, look for the special logo indicating the property is part of The Edit, and make sure you select the "Pay Now" option at checkout.
If you don't carry the premium Reserve card and prefer the wallet-friendly, $95-a-year Chase Sapphire Preferred, you aren't completely left out of the hotel rewards game. While you can't stack the luxury Edit credits, Chase actually just upgraded the Preferred card's annual travel perk to a very generous $100 hotel credit.
It's incredibly straightforward to use—there are no minimum-night requirements or strict brand limitations. As long as you book any hotel stay directly through the Chase Travel portal and charge it to your card, that $100 statement credit automatically kicks in, completely wiping out the cost of your annual fee in one easy step. Whether you are aiming for a five-star luxury stack or a simple weekend road trip, maximizing these portal perks is the ultimate way to travel smarter.
Related: This ‘Old Reliable’ Credit Card’s Travel Rewards Just Increased, But The Annual Fee Didn’t
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