You work your entire life, carefully planning out your finances so you can retire comfortably, but you may have never considered this one hazard. It affects around 25% of adults over the age of 65, but with a little planning is completely avoidable.
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This year alone, more than 4 million Americans will turn 65. This population, born in 1961, is one of the first generations to not yet hit the new adjusted age of 67 for retirement, but is eligible to claim benefits early. If you’re one of those folks looking to retire now, you may want to plan for more than just financial stability.
Social isolation, something not often planned for, can lead to more than just loneliness. The Centers for Disease Control and Prevention reports that it can increase your risk of heart disease by 29% and your risk of stroke by 32%.
No one tells you that leaving your job can also cause you to lose your sense of purpose. With so much of our lives spent working, the sudden shift may have you wondering how to fill the time. Luckily, a little bit of planning and an adventurous spirit can lead you to something new and rewarding.
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A New Path
If your retirement ideas include moving, one way to combat loneliness is to choose a new location with lots of opportunities for active seniors. Whether you love the outdoors, are an avid traveler, host engaging game nights, or are into crafting, there’s likely an area of the country (or outside of it) that’s perfect for you.
You may love where you live and don’t want to leave. Rediscovering your community and the resources it has can lead to new activities or causes.
Retirees on a fixed income can benefit from community centers and library programs that offer free classes and activities. Folks with some disposable income may want to try RV life on the road or join a club. Volunteering for a cause like pet adoptions or reading to kids can be rewarding for anyone, plus you’ll likely meet new friends from various walks of life.
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Learning Something New
Retirement is an excellent way to rediscover who you are. Did you have a passion or dream as a teenager that you put aside for your career? Is there something new you discovered that you want to learn more about now that you have the time? No matter what your idea is for your post-work life, there’s no time like the present to embrace a new identity.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.
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