The Water Valley Company is partnering with Guild Mortgage in an effort to make home ownership more affordable in Cascadia — the residential and commercial development that will surround the Catalyst District, developed and paid for by the Water Valley Company — through a financing initiative designed to reduce upfront and monthly housing costs for first-time homebuyers.
The initiative will utilize Holmium’s Shared Appreciation Mortgage, which allows buyers to receive down-payment assistance in exchange for sharing a portion of future home appreciation at resale or refinance.
“Your mortgage is based on your affordability,” Water Valley CEO Martin Lind said. “A silent investor snuggles in beside you. The investor doesn’t want the money back immediately. They don’t want a payment every month. They just say, ‘When you sell that house, I get my money back. And if you make money, I get my percentage of it.’ ”
Houses up to $832,000 qualify for the initiative, Guild Executive Vice President of Capital Markets David Battany said.
Lind estimates that will include 40-50% of the houses slated to be built as part of Cascadia.
A sign that reads, "Future home of your Colorado Eagles" and "Cascadia" sits above an entrance to the future Cascadia development during a press conference in Greeley on Friday, Feb. 13, 2026. (Brice Tucker/Staff Photographer)“A private investor will bring in 30% to 40% cash of the purchase price, and they’ll do a second lien with zero monthly payment,” Battany said. “So the benefit to the homebuyer is your monthly payment just got reduced by 30% to 40%. … But when you sell your house over the next 30 years, you agree to share that same ratio of future appreciation with them. So if they brought in 30% or 40% cash, you would share 30% to 40% of your home price appreciation.”
Founded in 1960, Guild Mortgage is an independent mortgage lender specializing in residential home loans. For more information, go to GuildMortgage.com.
Battany and Lind, spoke about the initiative at a sunny Friday afternoon news conference at the future site of Cascadia, just north of U.S. 34 and Weld County Road 17.
Both Lind and Battany were predictably enthusiastic about the initiative. But they were equally as effusive in their praise of homeownership in general.
“Homeownership is absolutely critical to the fabric of our society,” Battany said. “I think a lot of the time in the housing industry, we focus on the return on investment of housing and lose sight of the emotional stability. Even if you have no kids, if you own your home, you care more about the quality of the schools, you care about trash, you care about graffiti, you care about neighborhood issues.”
While the cogs of what is becoming Catalyst and Cascadia have been churning for years, the partnership with Guild came together fairly quickly, Lind said. Because as he put it Friday, “When capitalists get involved in problem-solving, things happen really fast.”
“Out of the blue, this company — Guild Mortgage — comes in,” Lind said. “We were sitting in our office a while back and they introduced this program. And I was just shocked at how creative and how cool and exciting it is.”
Though Cascadia is funded by the Water Valley Company, it isn’t immune from Greeley’s special election later this month. Ballot Question 1A asks whether the city should repeal the city-council approved zoning for both Catalyst and Cascadia.
Supporters of the measure hope it will freeze development progress due to concerns about financing and transparency. Opponents worry the measure would delay new jobs and economic impacts projected by studies ordered by the city.
“1A passing is not an option,” Lind said Friday. “We’re going to head to the cemeteries and get the voters if we need. But if 1A passes, it’s bad. It’s a timing issue and all projects are reliant on timing. … There’s always a plan B, but it doesn’t fit well with the timeline. So you definitely will have to regroup. You will probably get into some litigation, which is timely and expensive.”
A sign that reads, "Future home of your Colorado Eagles" and "Cascadia" sits above an entrance to the future Cascadia development during a press conference in Greeley on Friday, Feb. 13, 2026. (Brice Tucker/Staff Photographer)Ballots went out earlier this month, and voters may return their ballot by mail with postage or by dropping it off at one of four secure, 24-hour drop box locations:
Aims Community College Cornerstone Building, 5401 W. 20th St. Greeley City Hall, 1000 10th St. University of Northern Colorado University Center, 2101 10th Ave. Weld County Election Office, 1250 H St.Ballots must be received by the city clerk by 7 p.m. Feb. 24 to be counted. Voters who have not received a ballot or need a replacement may request a mailed replacement through Feb. 16, or obtain a ballot at Greeley City Hall.
For more information, go to bit.ly/SpecialElection26.
Follow the Greeley Tribune’s ongoing coverage of the Cascadia development and stay up to date on all project milestones at GreeleyTribune.com/Cascadia.
Hence then, the article about water valley announces affordable housing for first time homebuyers at cascadia was published today ( ) and is available on GreeleyTribune ( Saudi Arabia ) The editorial team at PressBee has edited and verified it, and it may have been modified, fully republished, or quoted. You can read and follow the updates of this news or article from its original source.
Read More Details
Finally We wish PressBee provided you with enough information of ( Water Valley announces affordable housing for first-time homebuyers at Cascadia )
Also on site :
- Rainbow Six Mobile Global Launch: Full Schedule and Release Times
- Genshin Impact Version 6.4 Pre-Download Now Live: Varka and Flins Arrive
- There was no solace with silver in Olympic battle of hockey heavyweights — Canada’s faces said it all