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From homeowner to wealth builder – one property at a time Real Estate Transitions: Seasons of the same street Ask Angi: How do I handle summer pests? Design Recipes: Art in pairs Northern Colorado Real Estate Transactions: Friday, August 15BOULDER COUNTY – Predicting the real estate market is never an exact science and 2025 has proven no exception. Despite a cautiously optimistic picture predicted in the original 2025 Real Estate Forecast from Realtor.com®, updated national projections now show home sales are likely to dip below 2024 levels.
Persistent affordability challenges and high mortgage rates are stalling national momentum, according to the mid-year forecast.
Local view: Boulder County’s balanced market
While the national picture is expected to culminate in slowing sales, Boulder County’s housing market continues to show movement. Residential sales have experienced modest growth, and home values remain stable. However, days on market are increasing, and price appreciation has slowed to low or moderate levels, according to data from the Colorado Association of Realtors® (CAR).
Pricing trends vary: Single-family median prices are down 2.2%, while attached homes are up 3.7%.
Housing inventory remains a primary driver of the local market. Colorado’s inventory returned to pre-pandemic levels and reached a balanced market in October 2024.
Since then, Boulder County’s inventory has continued to rise, largely due to more homeowners deciding to sell, rather than from weak demand – a distinction key to market health. In June 2025, attached-home inventory increased by nearly 22% year over year, and single-family home inventory rose by 20%, reports CAR. That pushed the county into balanced territory, with five to six months of inventory, giving buyers more choices.
National shift toward balance
Realtor.com’s original 2025 forecast predicted that the housing market, measured by months’ supply of homes for sale, would shift from seller-friendly conditions to a more balanced market. That trend is unfolding as expected, with nationwide supply hitting 4.6 months – the most buyer-friendly level since 2016.
Bargaining power still varies by location. Some markets lean toward buyers, while others with strong demand or persistently low inventory remain competitive for sellers.
Mortgage rates expected to ease
Realtor.com expects mortgage rates to decline gradually through 2025, averaging 6.7% for the year and dipping to about 6.4% by year’s end.
Even this small rate drop can spur activity. For example, when rates fell to 6.08% in September 2024, new listings nationwide rose by 11.6%, and home sales jumped by 9.9% the following month – a sign of pent-up, rate-sensitive demand.
National sales steady, but softening
Nationwide, 2025 home sales are projected at around 4 million, slightly below 2024’s 4.06 million – the slowest pace since 1995. Year-to-date, sales have exceeded projections by about 2%, but recent months have slipped behind last year’s pace. Realtor.com expects sales to end 2025 about 1.5% lower than in 2024.
Boulder County’s balanced market, higher inventory and continued buyer demand have helped sustain sales volume.
Home prices climb, but moderately
Affordability remains a challenge, and the decades-long housing shortage continues to drive up prices. Realtor.com initially expected a modest slowdown in national price growth in 2025, but as the year unfolded, listing prices in some metros have slowed or declined. Now, overall sales prices are expected to increase by 2.5% on average for the year, slightly below the pace of 2024 and earlier forecasts.
In Boulder County, price movement is restrained. The attached-home market is seeing gains, while single-family home prices are easing – a dynamic that offers buyers more varied entry points.
Sellers adjust to new dynamics
As inventory grows, sellers are responding. Realtor.com’s June Housing Trends Report found that sellers of more than 20% of listings reduced the price, reflecting increased competition as nationwide inventory rose.
However, not all sellers choose to lower prices and opt to delist, or remove the property from the market. Delistings surged 47% in the 12 months ending in May, suggesting some prefer to wait rather than accept current offers.
“Buyers should keep that in mind when making offers, while homes that have been on the market longer often signal sellers who are open to negotiation, but that’s not always the case,” said Danielle Hale, chief economist, Realtor.com.
For Boulder County, where demand remains steady, it’s unlikely the national delisting trend will spread. The county’s balanced market is expected to continue, providing a positive environment for pent-up demand, especially if interest rates decrease.
Get all the national details at Realtor.com Housing Forecast Midyear Up Moderation Continues ( www.realtor.com/research/2025-national-housing-forecast-midyear-update).
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