As insurance commissioner, Kim will lead the California Department of Insurance in regulating insurance companies, enforcing state laws and responding to consumer complaints.
"I don't think that just tinkering with the system is going to solve this systematic failure that is the insurance industry," Kim said in an October interview with CBS News Bay Area.
"Ideally, it would be one bill that would allow the state of California to open a public nonprofit insurance program, and it would be funded by premiums the same way the private market is," Kim explained.
The proposal is separate from California's FAIR Plan, which is not a state-run insurance company.
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