Climate change is reshaping the world, exacerbating global challenges in health, employment, education, and personal safety. Yet world leaders often overlook the very place where the climate crisis quite literally hits home for people: their housing. Increasingly severe natural disasters, rising sea levels, and extreme weather events are not only threatening existing homes but also driving up the costs of building and maintaining safe, decent housing. Habitat for Humanity, through our work in more than 70 countries, sees firsthand how low-income families—despite contributing the least to global carbon emissions—often bear the brunt of climate change. This is particularly true for
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