The head of a charity called Modest Needs was charged Tuesday with embezzling $2.5 million to rent a Columbus Circle high-rise, have cosmetic surgery and dine regularly at some of Manhattan’s most expensive restaurants. The charity executive, Keith Taylor, was accused in a federal complaint of siphoning money donated through the charity’s crowdfunding platform into personal accounts, ducking more than $1 million in taxes and creating a fictitious board of directors populated with the names of unknowing acquaintances. “Keith Taylor falsely claimed that donations to his charity would help working families with unexpected expenses that put them at risk of homelessness,” Damian Williams, the U
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