By Alicia Wallace, CNN Minneapolis (CNN) — It’s October, and for millions of Americans, a familiar interloper has slid its way back into that pile of monthly bills: The federal student loan payment, which is resuming after a three-year reprieve. Economists say the loan payments alone aren’t expected to dent the economy. Instead, they’re more likely to deliver a small ding, thanks in part to recently launched federal repayment programs and forgiveness efforts that are blunting the initial impact. However, they’re also returning at a time when consumer headwinds are picking up speed: Interest rates are sky high, debt is mounting, delinquencies are growing, inflation pressures remain,
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