This month’s collapse of FTX, the world’s second-largest cryptocurrency exchange, has sparked a media frenzy and a reinvigorated call for new regulation of the crypto industry. But this renewed push ignores two key questions: What exactly is a cryptocurrency, and what is its fundamental value? To build appropriate guardrails for the industry, it’s important to first identify the real socioeconomic value of this asset class. In this case, bespoke regulations for crypto would offer little beyond an opportunity to circumvent current banking regulations.Disappointingly, crypto-aligned legislators from both sides of the aisle, such as Senators Debbie Stabenow of Michigan, Cynthia Lummis of Wyomin
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