If moving to a new place is part of your retirement plan to stay active and avoid the "third year slump", you may be trying to figure out where you’ll want to spend your new chapter. There are plenty of cities in the U.S. that not only have great options like affordable housing and access to healthcare, but are actively recruiting new residents.
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We know that West Virginia is the cheapest state in the nation for retirees, but did you know that Ascend West Virginia will actually pay you to move there? Qualifying applicants (people still working remotely) will receive $12,000 to spend, including toward the purchase of a new home.
If you’re semi-retired or pre-retired and want mountain living with plenty of arts, culture, and outdoor adventure, Greenbrier Valley is part of the Ascend program and offers a lot to anyone who wants to spend their days in an active small town.
Brookings, Oregon
If West Coast living is a dream of yours but you don’t love the price tag, consider Brookings, OR. The home prices hover around $475k, a little steep, but it’s a coastal town that sits in a microclimate, which is temperate nearly year-round.
Oregon has committed to becoming an age- and dementia-friendly state, and there’s no state income tax on Social Security benefits. However, it heavily taxes other forms of retirement income. Traditional 401(k)s, IRAs, and private pensions are taxed as ordinary income at some of the highest state rates in the country (up to 9.9%). For a retiree with a large nest egg, Oregon can actually be a high-tax destination.
Related: Foreclosures Are Spiking in the Most Popular Retirement States
It may not be Leslie Knope’s Pawnee, but this Nebraska town is offering transplants up to $60,000 toward the down payment of a home to move there through its Vision 2030 program. But there is a catch. It is a zero-interest deferred loan aimed at working transplants, not a free cash gift for retirees.
The Parks & Recreation department offers a pool, parks, youth sports, outdoor activities, and a rare 9-hole sand green golf course.
Pawnee City also has access to great healthcare, a low cost of living, and a welcoming and friendly community.
Washington, North Carolina
This small town is a certified Retire NC area that combines outdoor activities with arts, culture, and great food. Washington sits on the Pamlico River, which flows into the larger Pamlico Sound, which in turn borders the Outer Banks. You’ll get coastal living without coastal prices.
Retire NC boasts that the state is “the ultimate retirement destination for affordable yet rich quality of life.” Between affordable homes and plenty of activities, Washington seems to be proving that statement.
Related: Seniors Are Rethinking These 3 Popular Retirement States—Here’s Why
There are towns and cities all across America that want retirees to move within their borders. Your third chapter is a new adventure, and if you choose to move to one of these towns, that’s exactly what you’ll get.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.
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