Retirement is the culmination of years of work, when you finally get to take back your time and start your “third chapter,” but the lack of routine can actually cause significant stress and anxiety. Research suggests that you can avoid all this by creating a routine and rediscovering your joy.
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Many people feel a loss of self or a sense of purpose when they retire. It makes sense. You’ve spent decades of your life in a single career, or even possibly trying new careers, and now there’s no job structure or routine. It can feel daunting.
In a piece written for the Stanford Center on Longevity, Annie Coleman, an advisor for CEOs and senior leaders who are leaving long, successful careers, suggests creating a “purpose portfolio” to help you reignite that sense of routine.
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Healthy Retirement
“‘Retire’ means to withdraw, to step back, to retreat from relevance. It’s an utterly inadequate concept for the vibrant, purpose-driven chapter that my clients envision for themselves,” Coleman says in the piece. She notes that your third chapter should have several key points.
A study from Cornell University posits that aging destabilizes circadian rhythms, so Coleman’s suggestion for structure can help regulate that delicate system. Coleman equates it to an investment portfolio with suggestions on how to find your next purpose.
The Purpose Portfolio
Productive Assets - This refers to all the skills and talents you’ve acquired in your lifetime. Consider what aspects of your job or hobbies you loved and what you’d like to let go. Ask what energizes you. Think about what skills you want to learn. Your third chapter should include lifelong learning to help keep you active and engaged.Vitality Assets - Consider the people in your life. Who brings you joy and who brings stress? What people are adding value to your life? Also, what activities are boosting your health? What activities can you engage in now to help maintain or improve your mental and physical health over the next few decades?Transformation Assets - In addition to what you can do and for how long, you should also consider why it matters and who it serves. Are you engaging in activities you feel obligated to maintain? Or are there activities that will bring you back to the person you really want to be?Related: The Little-Known Secret to Avoiding the Dreaded Third Year Retirement Slump Completely
The combination of these three pillars of the Purpose Portfolio will help you discover your passions and goals. Once you know how you want to spend your time, you can then begin building the life you want. Now that your career is behind you, the real fun can begin.
Disclaimer: This article is for informational purposes only and does not constitute financial advice.
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