Presidents Day is here and if celebrating Black History Month as a whole or Valentine's Day has made you temporarily forget about the day, you probably haven't thought about what could be open or closed due to it. While Presidents Day is considered a federal holiday, not all businesses shut their doors on the day. So, if you find yourself needing to pop by your local bank to cash a check, ask a question or pick up some coin, you may be wondering: Are banks open on Presidents Day this year?
If you're not aware (or just forgot), Presidents Day is Monday, Feb. 16 this year. And while the holiday always takes place on the third Monday of February yearly, it can be easy to forget what businesses observe the day with closures and which stay open for you. So, before you head out to cash your check on what may be a work day for you, here's what you should know about your bank's Presidents Day schedule.
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If you've heard the term "bank holiday," then you probably already know the answer to this question. If it's a new concept to you, however, the term refers to federal holidays because most banks are traditionally closed on those days. And as Presidents Day just happens to be that, you can expect majority of banks to be closed on Presidents Day. This also includes the Federal Reserve Bank Services, too, as noted on their site.
That doesn't mean, though, that bank ATMs and cafes will follow the same schedule and be inoperable on the day. While many branch ATMs and cafes are usually expected to be open for service on Presidents Day, it's best to double check your local to make sure before being disappointed. Opting to use your bank's app instead? Apps are usually operable 24/7, but if you're planning to deposit a check using the app, just remember that it will likely take an extra day for the funds to become available for usage.
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What Other Days Are Banks Closed in 2026?
According to The Federal Reserve website, there are 11 days that are observed as federal holidays. And while three of those holidays (including Presidents Day), have come and gone, the remaining list includes the following:
Memorial DayJuneteenthIndependence DayLabor DayColumbus DayVeterans DayThanksgiving DayChristmas DayWhat Are the Federal Holidays in 2026?
Here are the dates in 2026 when banks will not be open:
New Year's Day, Thursday, Jan. 1, 2026Martin Luther King, Jr. Day, Monday, Jan. 19, 2026Presidents Day, Monday, Feb. 16, 2026Memorial Day, Monday, May 25, 2026Juneteenth, Friday, June 19, 2026Independence Day, Saturday, July 4, 2026Labor Day, Monday, Sept. 7, 2026Columbus Day, Monday, Oct. 12, 2026Veterans Day, Wednesday, Nov. 11, 2026Thanksgiving Day, Thursday, Nov. 26, 2026Christmas Day, Friday, Dec. 25, 2026Related: I Tried the Viral Olympic Lava Cake, and It's Even Better Than I Expected
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