Major Social Security change coming that will affect how people receive payments – thousands will be impacted ...Middle East

MILLIONS of Social Security claimants have been warned of a looming policy that will affect how they receive their monthly benefits.

A certain type of payment method will be phased out in the coming months after Donald Trump signed an executive order.

And, thousands of claimants are to be impacted by the major change. 

Paper checks will stop being sent to Americans from September 30, according to an executive order.

Benefits will have to be issued via direct deposit, or added to a debit card or digital wallet. 

This is part of an initiative by the White House of modernizing the payment system.

The White House claims that digital checks are more efficient and less vulnerable to fraud.

Thousands of Americans are set to be impacted by the policy change.

This is because around 486,000 claimants receive paper monthly Social Security checks, as per the New York Times.

It’s estimated that 238,000 checks are mailed each month to beneficiaries who pocket Supplemental Security Income.

SSI is reserved for low-income Americans who have disabilities.

Social Security checks are issued monthly based on a recipient’s birth date. 

Payments will be issued to those who have a birth date between the 1st and 10th of the month from April 9.

Checks will be issued on April 16 and April 23 to those whose birth dates are later in the month.

WHEN SOCIAL SECURITY PAYMENTS ARE MADE

Social Security payments are issued on the second, third, or fourth Wednesday of each month based on the recipient's birth

The average monthly benefit is $1,976, which was hiked as a result of the cost of living adjustment.

But, the average benefit only increased by $50.

The 2.5% COLA was one of the smallest increases in recent years. 

The policy change will also impact Americans that receive their tax returns in the form of paper checks.

It’s estimated that around 3.5% of all the paper checks issued by the Internal Revenue Service are paper.

The deadline to file taxes is April 15 and IRS chiefs have warned millions are at risk of missing out on payments.

Last month, the IRS warned that at least 1.1 million people across the US had not filed tax refunds for the 2021 tax year.

And, the agency warned that Americans were at risk of missing out on rebates they’re otherwise entitled to.

Americans have three years to file and claim their tax refunds. 

2025 Tax Season

Tax season started on January 27 and folks must have theirs completed filed on April 15.

Those who fail to file by that time may face penalties.

However, taxpayers who need more time may file for an extension – this gives them until October 15.

The way to do this is by filling out Form 4868, the Application for Automatic Extension of Time To File U.S. Individual Income Tax Return. 

This can be done by mail, online with an IRS e-filing partner, or through a tax professional.

While there’s no set schedule, the IRS revealed that taxpayers may receive refunds within 21 days of filing.

Just be sure to avoid making mistakes on any forms as that could tack on extra time.

Those filing through mail will likely get their returns within a month or could even face delays as the IRS processes millions.

As of January 31, the average refund amount totaled $1,928, per the IRS.

This is compared to the $1,395 for the same period in 2024.

The average direct deposit refund for 2025 was even higher, the IRS said, at $2,069.

To check the status of your refund, The IRS has an online tool called Where’s My Refund? 

This works within 24 hours of e-filing and generally within four weeks of filing a paper return.

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