Rochelle Sparko discusses the hidden costs of earned wage advances (EWA) and cash advance apps ...Middle East

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Rochelle Sparko discusses the hidden costs of earned wage advances (EWA) and cash advance apps
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CRL's Rochelle SparkoFor consumer protection advocates, the job of monitoring and going after predatory lending scams can sometimes resemble the old amusement park game of whack-a-mole. As soon as one predator is brought to justice, another one pops up. That description came to mind of late when Newsline learned about a new cellphone app that some schemers are marketing that allows people to obtain quick but incredibly expensive cash advances – in effect, payday loans. Happily, North Carolinians are lucky enough to live in a state that’s home to one of the nation’s top consumer advocacy groups – the Center for Responsible Lending – and recently we sat down with the Center’s Director of North

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