Al Khaliji, which is in the process of being merged with Masraf Al Rayan, has reported a 3% year-on-year increase in net profit to QR372mn in the first six months of this year. "These results demonstrate our continued focus and commitment to serving our customers and creating value for our shareholders," said Sheikh Hamad bin Faisal bin Thani al-Thani, Al Khaliji chairman and managing director. The bank's net operating income shot up 13% year-on-year to QR750mn in the review period. Operating expenses were brought down by 3% to QR168.5mn, which resulted in its efficiency to improve as cost-to-income ratio shrank to 22.5% in the first half of this year compared to 26.2% in corresponding p
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