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Neville says onboard credit can come from a cruise line promotion or as a perk for booking with a travel advisor. “My favorite is when clients book during a cruise line’s special offer for credit on the reservation,” explains Neville. “Because they booked with me, I can use my connections with the cruise line and our consortia to add even more onboard credits for them. I love being able to spoil my clients that way.”
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Give the spa a try
The tranquil atmosphere of a spa. Credit: Getty Images / stockNeville suggests using the credit for pampering followed by a photography session, which creates a lasting memory of your voyage. “My last trip on a cruise, we had a professional photographer at one of the ports. I used my onboard credit towards a makeup application at the spa,” she explains.
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Apply your onboard credit to shore excursions
A scene from Sint Maarten. Credit: Getty Images / Stock photo“For families, I typically recommend using onboard credit for shore excursions because those shared experiences often become the highlight of the vacation,” shares Jamie Zand, a travel agent and franchise owner with Cruise Planners in Parkland, Florida. “My advice is to use onboard credit on experiences that create memories rather than souvenirs.”
Using onboard credit for specialty dining and unique shipboard experiences is the perfect way to skip the main dining room and turn an ordinary evening into a premium event. For instance, you can use your credits on the newly upgraded Celebrity Solstice to enjoy tableside-carved chicken parmigiana at Trattoria Rossa, or indulge in a prime filet at Fine Cut Steakhouse while watching the ship's wake through floor-to-ceiling windows—where lucky diners occasionally spot dolphins playing in the waves. If you are looking for an exclusive night out, that shipboard cash can unlock Spellbound by Magic Castle on the Sun Princess and Star Princess, blending master-class mixology with optical illusions, or cover a high-energy cocktail class at the iconic Martini Bar on the Celebrity Xcel.
Related: 6 Things I Wish I Knew Before My First Luxury Cruise
The Bottom Line
Consider whether you would rather spend that extra cash on a standout, memorable experience—like a special dinner overlooking the ship's wake or a bucket-list shore excursion—or use it to cover practical extras you already plan to buy anyway, like Wi-Fi packages. By matching your spending directly to your personal travel priorities, you can easily treat yourself to the highlights of the ship completely on the house.
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