If you have a Cash App card, you can set it to round up transactions to the nearest dollar and add the difference to your savings or invest it in stocks or bitcoin. In exchange for a few cents here and then, you can start to build up your savings and investments over time. If your overall balance is too low, Cash App will stop round-ups, too. From the Money tab, tap your Cash App Card and toggle Round Ups on. Select from Stock, Bitcoin, or a Savings balance, choose the destination, add a Cash PIN, and follow the remaining prompts.
Deposit cash directly to Cash App at select retailers
Cash App Card users can add Offers—formerly Boosts—to their card to save money on frequent transactions at select merchants, such as coffee shops and restaurants. Once added to your card, you get a discount at the point of sale (though there may be restrictions, such as a minimum spend or a maximum discount). You can have up to three offers active at once, and you can switch them out at any time. Go to the Money tab in your app, select your card, and tap Explore offers to see what's available.
Enable Security Lock to require verification for every transaction
Security Lock. Select Opening Cash App or Sending payments (or both) and create your 4-digit code. You can also save your biometrics if your device supports it.
How others find you and turn off Profile name.
Enable real-time alerts to quickly identify suspicious activity
Notifications.
Set up family accounts to teach kids to manage money
With a managed account (eligible for ages 6 through 12), parents can deposit an allowance, which kids can spend from Cash App—with oversight like a card lock, spending limits, and transaction alerts. Kids can also set savings goals and earn interest on their balance. Accounts for teens (ages 13–17) include access to a Cash App Card and investing tools, though the parent "sponsor" can still manage permissions and see account activity. Parents can create managed accounts for kids via Money > Family in the app, while teens can request approval from a parent or guardian to unlock a sponsored account.
Use Cash App to file your taxes for free
There are only a few options for filing your taxes for free—and Cash App is one of them. Formerly Credit Karma Tax, Cash App Taxes is an authorized IRS e-file provider, which allows you to fill out and submit your federal and state returns at no cost. The guided filing process is built into the main Cash App interface, so you don't need a separate app or account. You can also file via your browser. Cash App Taxes can also handle more complex tax situations, such as gig income and crypto sales.
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