DRIVERS could miss out on a direct payout from an insurance company settlement if they don’t act fast.
Just filling out a simple form could secure a payment, but only if you move before July 7.
Drivers insured by The General may be eligible for a cash payout from a class action settlement (stock image)Getty GettyThe company hasn’t admitted to any wrongdoing but has agreed to settle the case to avoid trial[/caption]The payout comes from a class action lawsuit against The General Automobile Insurance Services.
The insurance provider is accused of wrongly denying coverage to policyholders after changes were made to their auto policies.
Drivers who had uninsured or underinsured motorists coverage and later added a new vehicle to their plan may be owed money.
According to the lawsuit, General Automobile Insurance Services failed to get new waivers from customers after vehicles were added by endorsement.
Because of that, when policyholders filed injury claims after an accident, they were denied coverage they say they were entitled to.
The company hasn’t admitted to any wrongdoing but has agreed to settle the case to avoid trial.
The exact payout amount hasn’t been made public, and individual settlement amounts will vary.
Eligible claimants will be offered a cash payment depending on the value of their uninsured motorist or underinsured motorist coverage.
Anyone who disagrees with the settlement amount offered can request an independent review by a court-appointed Special Master.
For instance, if a driver had $50,000 unstacked coverage and stacking would have raised it to $100,000, they might get the full higher amount.
Only policyholders who made a claim and were denied after adding a vehicle by endorsement are included.
The policy change must have come through endorsement, not through “Additional Acquired Auto” or “Newly Acquired Vehicle” clauses.
Claimants also need to show they were injured in a crash and had their claim denied because of the stacking waiver issue.
To qualify, you’ll also need to provide documentation like accident details and medical treatment records.
The General Insurance Settlement
Who’s eligible:Drivers insured by The General who:• Had unstacked UM/UIM coverage• Added a vehicle by endorsement• Filed a UM/UIM claim that was denied• Did not sign a new waiver for stacked coverage Payout amount:Varies based on individual policy details and injuries, potentially up to the full stacked value Proof required:• Claim number and PIN• Details of the accident• Injury documentation (e.g., medical records) Claim deadline:July 7, 2025 Final approval hearing:January 27, 2026 Mailing address for claims:Conti v. The General Settlement AdministratorP.O. Box 301172Los Angeles, CA 90030-1172 How to file:Submit online or download the form to mail in via the official settlement websiteClaimants will need a claim number and PIN, included in the official notice, to access the form.
You can submit the claim online or print it and mail it in.
The deadline to submit your claim is July 7, 2025.
Class members who want to object must do so by December 5, 2025.
A final approval hearing is set for January 27, 2026.
Payments will be issued only after the court gives its final approval.
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