TWEAK your everyday habits and reap the rewards in cash.
From remembering to turn off lights to avoiding high postage fees, there are lots of ways to keep hold of more of your money.
GettyPerk up your habits and reap the rewards in savings[/caption]So swerve these pitfalls and stack up the savings . . .
PANIC-BUYING GIFTS: Pricey presents cost even more if you end up buying them at the last minute.
It will pay to be more organised, so you can choose wisely and pick up bargains.
If you need to send something, do it early to avoid costly express postage.
As first-class stamps are now £1.65, compared with 85p for second class, just posting cards a day earlier would save you 80p each time.
IMPULSE GROCERY SHOPPING: Don’t load your trolley without a strict list.
You can save a fortune by making an easy meal plan based on recipes you find in books or online.
Then buy only the ingredients you need (plus a few essentials) instead of loading your trolley with your usuals.
A family of four could shave £100 a month off its food bills.
To resist temptation, get your groceries delivered.
Or use click-and-collect, which is cheaper.
LAZY FOOD AND DRINK CHOICES: Making small changes can add up to big differences over time.
Ditch a takeaway or meal out each week to save around £100 a month.
Stop buying bottled water most days to save £20.
Turn away from the crisp aisle when you pay for your petrol, to save £1.20 each time.
WASTING ENERGY: Being more mindful of how you use your household energy could save you more than £100 a year, according to Uswitch.
Running the hot shower when you’re not in it wastes nearly £20 a year, while using the tumble dryer when it’s warm enough to dry clothes outside costs £27 annually.
Simply turning off lights when you leave the room could save you nearly £8 a year.
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