The financial times may change, but one thing stays the same: Life is infinitely easier with a bank account. You might not have written an actual paper check in years, but a bank account is still fundamental to modern life. Only 6% of Americans are “unbanked,” meaning they have no bank account at all, and while it’s possible to live a cash-only existence, having a bank account just has too many advantages to ignore, ranging from FDIC insurance on your deposits, earning interest, and having a relationship with a financial institution, which comes in handy when you want to borrow enormous sums of money to buy a house or need somewhere to deposit a paycheck.This is why it’s panic-inducing if yo
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