Despite the old cliché, money can, in fact, buy some amount of happiness—for most Americans, there isn’t a problem in their lives that couldn’t be solved with a little (or a lot) more money. But once you have a bit of scratch, a new problem arises: managing it. Whether you’re saving for retirement or trying to become passive-income rich, money needs to be managed to avoid huge losses and enormous tax bills and to ensure you’re heading toward your goals.Most of us can’t really manage our own money—around half of the U.S. population could be described as financially illiterate. That means most of us rely on financial professionals to manage our retirement accounts, investments, and taxes. This
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