California Focus: Planned insurance rule makes consumer reviews meaningless ...Middle East

In the insurance business, there are different kinds of black boxes. One is literally a small black box usually inserted in a car’s cigarette lighter socket that records exactly how a driver behaves and handles the car and then sets insurance prices based on that information. Only the insurance company sees what the box contains. Then there’s the other kind of black box, this one figurative, where computer models of possible future catastrophes are hidden away from public sight, but also used to set insurance rates – in this case based not on facts, but rather on estimates of future weather and other variables. One kind of black box contains definite, solid information; the other pure specul

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