Latakia – Linda Ali For many years, the “Jam’iyya” has been a popular choice for many employees for equipping a home, buying expensive items, or even purchasing gold for savings. Today, it has become a means to purchase clothes, supplies, or festival necessities. The “Jam’iyya” is similar to a loan but without interest. A group of people agrees to contribute a certain amount of their salary each month, with each individual receiving the total amount on a rotating basis until everyone has received their share. Mania (39), a government employee, mentioned that since her appointment years ago, she hardly remembers ever receiving her full salary as she always participates in “Jam’iyya” for vario
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