Of all the obstacles people of color face in their struggle for equity in America, one of the most durable is often called “the legacy” of redlining. Redlining was the widespread, decades-long practice of excluding people of color from buying homes in certain neighborhoods. Because of redlining, economic, educational and health inequities are still firmly entrenched in cities across America. The apparent good news is that redlining has been illegal for decades now, so at least mortgage lenders aren’t doing it anymore, right? Wrong. Just a few weeks ago, another bank settled a case in which it was accused of racist redlining, agreeing to pay a fine of $13.5 million. I
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