Newton US stocks close lower. Declines led by the Dow 30US banks in Q4 reported tighter lending standards to householdsAtlanta Fed Pres. Bostic: Wage growth is settling back into more normal patternsUS yields come off the burner....Bank of England Pill: UK economic activity has been quite weakEuropean indices close the session with declines. Modest declines in Dax, CAC and FTSE 100Gold continues its move to the downside as yields and USD moves higherFed's Goolsbee: March cut is unlikely (but does not rule it out either)ISM nonmanufacturing PMI for January 53.4 versus 52.0 estimateUBS pushes back Fed cut to May from MarchS&P Global services PMI for January (final) 52.5 versus 52.9 per limit
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