If you're trying to save money, you've probably tried your hand at the classic 50/30/20 budget. The issue with this sort of budget, though, is when it locks you into fixed spending ratios that may not make sense for your lifestyle. Someone focused on aggressive debt payoff would likely need to allocate far more than 20% towards debt servicing, for example. Percentage budgets are also less accommodating of life changes—getting married, having kids, and getting raises at work can all disrupt a rigid budgeting approach.But with values-based budgeting, you can make a budget that makes sense to you and your needs. You allocate your money according to what's most important to you, rather than foll
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