The wages of indebtedness  ...Middle East

In 1964, the Consumer Credit Protection Act (CCPA) was enacted to protect workers facing wage garnishments by creditors. Today, the CCPA no longer reflects the reality of consumer debt in America, and its approach to wage garnishment is in need of reform.  Low-wage workers facing a garnishment should take home more of their pay, and they should not face a steep penalty for earning additional income. A wage garnishment occurs when a creditor obtains a judgment against a debtor and a court order to seize wages directly from their employer. About one percent of all American workers experience a wage garnishment at any point in time, and the average worker has a 15 percent chance of exp

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