Adequately preparing for a financially secure retirement has long been an uphill battle for many Americans due to changing demographics, increasing longevity, and other factors. The COVID-19 pandemic, inflation, and an unsteady and uncertain economic environment have presented further significant challenges for many seeking to save. Passage of commonsense, bipartisan retirement-focused legislation before the end of the year is urgent to help ease that burden. Helping Americans build savings for a secure retirement is among the most important roles of the U.S. capital markets. Policymakers must continue to address the challenge of encouraging and facilitating saving and investing for re
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