The Biden administration and Congress are addressing spiraling costs of health care and health insurance by extending expanded pandemic-era Affordable Care Act (ACA) subsidies in the Inflation Reduction Act. Yet simply transferring rising costs to taxpayers does nothing to address the underlying health care unaffordability crisis. In fact, increasing subsidies makes it easier for health insurers to further raise premiums and pad their record profits. Major insurers have already announced plans to raise ACA exchange premiums by up to 15 to 20 percent next year. A better way to bend the health care cost curve and make care and coverage affordable is through systemwide health care price t
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