High school and college graduation ceremonies across the country have wrapped up, and a new generation of students is preparing to begin their higher education. Or perhaps not. A recent report from the National Student Clearinghouse Research Center shows 662,000 fewer students enrolled in undergraduate programs in spring 2022 than a year earlier, a decline of 4.7 percent. Many of these enrollment shifts demonstrate the impact of the COVID-19 pandemic on students who likely chose to delay enrollment. Cost also is often a large contributing factor. Just getting into college can be expensive, and unexpected costs can create a barrier. For students pursuing a four-year degree, many schools
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