Despite the recent changes in the financial landscape such as rising interest rates, plummeting stock prices and skyrocketing gas prices, people are still buying and selling houses. This might mean adjusting prices to fit the projected payments. It might also mean more scrutiny of the monthly and annual costs associated with owning the house in question. For buyers, this means asking tons of questions about everything from utilities to HOA dues, homeowners’ insurance and Mello-Roos or other additional tax assessments. In the residential real estate realm, this is typically referred to as PITIA, principal, interest, taxes, insurance and homeowner’s association. With so much pressure on our po
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