Question: I have a comprehensive insurance for my factory and I have paid all the premiums. A month ago, the factory was exposed to a big fire that resulted in huge losses. According to reports from the competent authorities, the cause of the fire was an electrical short circuit and the firefighting equipment was working well. However, the insurance company has refused to pay compensation on the grounds that the factory was exposed to a similar accident eight months ago. My question is: Does the insurance company have the right to refrain from paying compensation on this pretext? Please advise. Answer: First of all, the insurance company has no right to deny paying compensation. This is bec
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