As brokerage-app downloads spread, millions of people are getting a taste of stock investing for the first time. Now there’s a push to go a step further, giving armchair traders access to the red hot IPO market. But it’s not clear from the data that everyday investors are missing out on much by not participating in IPOs.SoFi, an online personal finance service based in San Francisco, says it plans to give members access to public offerings—something traditionally reserved in the US for institutions and people with a lot of money. In the UK, food delivery service Deliveroo coordinated to offer its own IPO shares to customers via PrimaryBid, a technology platform for investing. Robinhood, the
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