After getting furloughed by American Airlines, and watching her side gig leading trips outside of the US evaporate overnight at the start of the pandemic, Brittany Floyd felt unsettled. Just prior to the global spread of Covid-19, she had gotten out of a serious relationship that had provided her a comfortable lifestyle. Having lived across every aspect of the income scale—she grew up in a low-income household, where her mother worked as a custodian and her father as a construction worker—she had no intention of going back to a life of financial struggle. “I just can’t do that again,” she says.The pandemic had Floyd thinking about wanting to be financially independent and not having all her
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