Even before the passage of the latest stimulus bill in the United States, governments around the world have offered almost $12tn in financial aid to businesses and households affected by Covid-19, equivalent to 12% of global GDP. But how well have they delivered that unprecedented amount of assistance to the intended recipients? And what lessons do these efforts hold for the future? Many are asking such questions, from policymakers and fintech innovators to economists and civil-society watchdogs. We recently sought answers by analysing 12 government pandemic-support programmes, for both individuals and small and medium-size enterprises (SMEs), in seven countries – Brazil, India, Nigeria, Si
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