Express Mode in Apple Wallet allows you to use transit cards (and payment cards specifically for transit), keys, student IDs, and other compatible passes without waking your device or authenticating with Face ID, Touch ID, or your passcode. These passes are also available on a battery reserve, so you can still use them even if your iPhone is dead. This means you can still get home on public transit or unlock your door without needing to charge your device first. Select the card, pass, or key in Apple Wallet, tap the three dots > Card Details > Express Transit Settings or Express Mode.
Generate a virtual card number to use Apple Cash where Apple Pay isn't available
Apple Pay is increasingly accepted as a payment option online, in apps, and at brick-and-mortar merchants, but there are still plenty of places that won't accept a direct Apple Pay transaction. If you're shopping online or making a payment over the phone, you can generate a virtual card number for Apple Cash, which allows you to spend those funds directly and also keeps your real card information hidden. When you select your Apple Cash card in Wallet, tap the card icon at the top of the screen and authenticate to get the number. The three-digit security code will change each time you use AutoFill or access your card in Wallet.
Use Tap to Cash to split bills instantly without needing contact information
Many methods of peer-to-peer payment require you to obtain some type of contact information—such as a username, email, or phone number—from the person you're sending money to or receiving money from. If they're your friend or you pay them often using a service like Venmo or Cash App, this probably isn't a hassle. But you could use Apple Wallet's built-in Tap to Cash, which transfers money instantly between two iPhones or Apple Watches without sharing private contact information. You simply need to have Apple Cash set up in advance. When you're ready to send or receive funds, open Wallet, tap your Apple Cash card, and select Send or Request > Tap to Cash. Enter the amount, tap Next, double-click your iPhone side button to confirm, and hold your device up to the other person's.
When you select your car key in Wallet and tap Share, set the available permissions, add an optional activation code, and choose your recipient. You can share via Messages, Mail, WhatsApp, and AirDrop, to name a few.
Enable Apple Pay and Mail order tracking to see all of your shipments in Wallet
Wallet & Apple Pay > Order Tracking. (Also in beta is an Apple Intelligence and Siri feature that can update orders in Wallet with information pulled from Mail—this is a separate toggle in Settings.) Back in Wallet, tap the three dots > Orders.
Enable payments on Mac to authenticate Apple Pay from your iPhone
While Apple Pay is relatively seamless for online purchases if you're using a Mac and Safari, there are other cases where you can't authenticate payment simply by using Touch ID—for example, you have your laptop docked and closed or you're using an older device without built-in biometrics. On a non-Safari browser, you also have to scan a generated code with your iPhone to complete an Apple Pay purchase. While you can't get around the latter, you can enable Allow Payments on Mac for the former, which then lets you authenticate from your iPhone or Apple Watch if it's not possible to do on desktop. Go to Settings > Wallet & Apple Pay > Allow Payments on Mac.
Audit your connected merchants to remove unused subscriptions
If you use Apple Pay for recurring charges, such as subscriptions and monthly bills, you can view a list of merchants right in Wallet. Tap the three dots in the upper right corner and select Preauthorized Payments. You can also revoke payment tokens, though Apple notes that this won't cancel your subscription and associated payment—rather, it'll simply communicate to the merchant not to charge the Apple Pay method again. To actually cancel or change your payment method, you'll have to go directly to the merchant.
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