Citigroup Inc’s Michael Corbat warned that the world of banking is quickly changing in his final message as chief executive officer to the bank’s hundreds of thousands of employees. Corbat, who will be succeeded by Jane Fraser on today, said customers are increasingly looking for financial services to be more personalised and delivered in a faster and simpler way. A decade after the financial crisis, the chiefs of the largest US banks faced a grilling from lawmakers on everything from income inequality to their ties to politically controversial industries. “As I pass the reins to Jane, I can confidently say that this 208-year-old institution has its best days ahead,” Corbat said in a memo t
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