By default, Venmo makes your friends list public, which means it is visible to anyone logged into Venmo. Scammers can capitalize on this by impersonating people you know—using their name, profile picture, and similar username—and trick you into sending money to fake accounts. To hide this list, go to Me > Settings > Privacy > Friends List and tap Private. You can also hide your profile from others' lists using the toggle on this same screen.
Update your privacy settings to hide both future and past transactions
Settings > Privacy and change the default to Private—payments will be visible only to you and the sender or recipient. Note that this doesn't hide transactions made up to this point. For that, go to Me > Settings > Privacy > Past Transactions and select Change All to Private.
Settings > Privacy > Find Me and switch the toggle next to On PayPal.
Turn on app-level biometric lock to keep others from sending payments
Settings > Login & Security and toggle on the relevant biometric lock. Alternatively, you can add a passcode.
Use "Venmo Groups" to manage shared expenses without one person having to be in charge of everything
Alternatively, Venmo Groups allows multiple people—up to 30—to log, track, and split expenses, whether that's recurring bills divided between several roommates, or multiple transactions related to a one-time event or vacation. Anyone can add an expense to the group, and Venmo will split the total into equal amounts for each member (though this can be edited manually if someone owes more or less). Go to Me > Create a Group > Get started, then enter the group name and emoji. You can then invite others to join.
Transactions, select the purchase, and tap Split. Follow the prompts to choose users, adjust split amounts, and enter notes. Then tap Review Requests > Send Requests.
Set up custom QR codes for collecting payments from large groups
QR code > Venmo me > $ and enter the dollar amount. Then hit Set Amount.
Settings > Direct Deposit > Set Up Direct Deposit.
Link Venmo to a "buffer" checking account to protect against stolen funds
Another option for protecting your primary bank account is to set up a secondary checking account for linking to Venmo. Keep minimal funds in the latter, and transfer only what you need from your primary account to cover transactions (these should be at the same institution, so money can move instantly if you have an unexpected purchase). This creates a buffer between your Venmo account and your bank, so if someone were to gain access to your device or Venmo account, they wouldn't be able to make large payments. It also creates an extra step to the payment process, which can help you slow down and catch scam requests before you become a victim.
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