Between the cost of credential programs and California's rising cost of living, some educators say the financial pressure is pushing them to reconsider the profession before their careers even begin.
But outside of school, Pagliassotto has been doing his own kind of math.
"At the money you are paid right away, there's not buying a house, there's not buying more than a practical vehicle," Pagliassotto said.
A state grant initially helped cover the cost of his credential program, but when that funding ended near the finish line, he had to quickly adapt.
Even during the toughest moments, Pagliassotto said that giving up was never truly an option.
Through the uncertainty, music became an outlet that helped him stay grounded.
At the Roseville branch, manager Travis Marra said many teachers across California are facing similar financial stress as inflation and interest rates continue to impact affordability.
According to a 2025 report from the Learning Policy Institute, more than six in 10 teachers took out student loans to pay for their education.
"We're rolling out a first-time homeowner grant for about 266 members. It's a way for us to give back and help for that," Marra said.
For a teacher who nearly couldn't afford to continue his journey, those small moments now mean everything.
Pagliassotto is expected to finish his teaching credential in June and begin his master's program in August.
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