Some of those people ended up in the comments of a recent Facebook post Ramsey made about "average income," where he called people out for saying that they can't afford to live on today's wages. After reading through these responses, I can't help but wonder if Ramsey's approach is falling out of favor with Americans who find themselves stretched even thinner as their debt grows and their buying power shrinks in today's economy.
Ramsey kicked off April with a Facebook post about how Americans are wasting their money because they aren't being intentional with their purchases, saying that it's a lie that you can't live off the "average income" in America, claiming that the Median household income in America is $83,730, and the average household expenses are $78,535.
"You don’t have to live that way. When you get intentional, when you get on a proven plan, when you say no to things that don’t matter so you can say yes to things that do, everything changes," Ramsey's post continued. "An average income with discipline will take you further than a high income with chaos ever will."
Related: This State Was Just Named the Worst Place To Retire in the U.S.
Ramsey's Followers Blasted Him Over His Remarks
"Love you, Dave. But you might be missing how much the mean income is skewed by billionaires and the uber-rich," one person wrote while sharing a meme that claimed that the true average American income was just $35,500 when you exclude the wealthiest Americans.
"Median and average are two different ways of measuring data. I’m going to show this to my statistics class tomorrow and talk about how people can manipulate data to prove any point they want," another person wrote.
The Average American Income Isn't as High as Ramsey Says
It sounds like Ramsey's math is really at fault, and Fidelity says the U.S. Bureau of Labor Statistics found the median wage in 2025 was just $62,088. Those numbers varied by age as well, with younger Americans taking home less pay (25- to 34-year-olds made just $58,500 per year) than older Americans (those ages 45 to 54 made $71,552 per year).
Meanwhile, the average amount of debt per U.S. household outpaces earnings, at $105,056, according to CNBC, with the numbers further broken down by age, showing once again that the younger population carries more debt, while older Americans carry much less.
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