THE Social Security Administration is scheduled to soon send out June’s first round of regular payments, worth up to $5,108.
As the checks are set to go out in just days, Social Security workers are warning that retirees could see massive delays over at the federal agency.
GettyThe SSA will soon distribute June’s first round of regular payments[/caption] GettyRetirees may see delays due to a recent change at the federal agency[/caption]We are already several days into June, and that means millions of Americans who rely on Social Security will soon receive this month’s payment as the first round goes out.
Whether or not you receive a check, however, generally depends on your birthday.
The SSA distributes checks on a predetermined schedule, handing out retirement, disability, and survivor benefits to Americans who filed claims after May 1, 1997, on the second, third, or fourth Wednesday of the month.
The second Wednesday of this month falls in just days on June 11.
Beneficiaries born between the 1st and the 10th of their birth month will see their Social Security checks hit their bank accounts this Wednesday.
Those with a birthday between the 11th and 20th of their birth month will get their payment on June 18, which is the third Wednesday of the month.
June’s last payment round will be sent out on the fourth Wednesday, June 25, to Americans born between the 21st and 31st.
Social Security recipients who began receiving their benefits before May 1997 should have gotten their check earlier this month on June 3.
The amount of money each beneficiary receives from Social Security can vary greatly, based on a worker’s lifetime earnings as well as the age at which they begin claiming their payments.
Delaying your retirement generally results in bigger Social Security payments, with Americans retiring at age 70 in 2025 seeing monthly checks as high as $5,108.
This number drops dramatically the earlier that an individual retires.
For example, Americans who begin claiming their benefits at their full retirement age this year can only receive up to $4,018 each month, while those who retire at 62 in 2025 are capped at $2,831.
DELAY DRAMA
As the SSA prepares to send out another round of June Social Security checks this Wednesday, employees over at the federal agency are scrambling to complete their tasks on time.
Their routine work is being deprioritized in light of the Social Security Fairness Act, which was signed into law on January 5 by former President Joe Biden.
2025 Social Security Payment Schedule
Social Security payments are handed out on the second, third, and fourth Wednesday of each month. Benefits will be paid out in 2025 on the following dates:
January 8, 15, and 22 February 12, 19, and 26 March 12, 19, and 26 April 9, 16, and 23 May 14, 21, and 28 June 11, 18, and 25 July 9, 16, and 23 August 13, 20, and 27 September 10, 17, and 24 October 8, 15, and 22 November 12, 19, and 26 December 10, 17, and 24The new law eliminated the Windfall Elimination Provision and the Government Pension Offset, two provisions that slashed payments for workers who also received pensions from jobs not covered by Social Security.
Millions of public sector workers are now set to receive bigger Social Security checks or even qualify for the program for the first time, causing a boatload of new work for SSA employees.
The more than 3.2 million Fairness Act claims were originally slated for completion by November, but new Social Security commissioner Frank Bisignano has moved that date up.
Bisignano has directed employees to prioritize processing Fairness Act payments, of which 2.3 million have already been completed using automation, per White House spokesperson Liz Huston.
WEP and GPO
The Windfall Elimination Provision and Government Pension Offset, federal laws that have been in place for nearly 40 years, were officially eliminated when the Social Security Fairness Act was passed.
Windfall Elimination Provision:
Impacts pension recipients who also work another job covered by Social Security The Social Security benefit is usually reduced by around 50%, but it cannot be reduced to zeroGovernment Pension Offset:
Impacts pension recipients who also qualify for spousal Social Security benefits Reduces two-thirds of the PSRS benefit, typically eliminating the entire spousal Social Security benefitThe remaining 900,000 cases, however, are more complex and must be done by hand.
Bisignano is instructing workers to address these cases with top priority, aiming to get them done by July 1, multiple Social Security employees told USA Today.
They also warned of massive delays as their usual daily tasks are cast aside, with requests such as address or bank account changes potentially taking longer than normal.
Many Americans may experience delays or even stopped checks, they revealed, as tasks such as switching direct deposit information or fixing problems with Medicaid billing are put on the backburner.
Read up on other big changes underway at the SSA.
A retirement age change could hit 257 million Americans by 2033 under a new plan – check if you’re affected.
Plus, Social Security recipients are being told to rush to the bank before a policy change affects payouts – 485,000 are at risk of losing their checks.
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