C&I Loans (Commercial and Industrial loans):
% of Banks tightening was the highest in more than a year
Demand weakened significantly across all firm sizes.
CRE Loans (Commercial Real Estate):
Multifamily loan standards were mostly unchanged.
Over the past year, banks tightened loan-to-value ratios, debt service coverage, and reduced interest-only periods.
Household Lending:
Lending standards mostly unchanged, except modest tightening for non-QM jumbo mortgages.
HELOC standards were stable, but demand for HELOCs modestly strengthened.
Credit card lending standards tightened slightly (especially credit limits).
Demand weakened for credit card and other consumer loans; auto loan demand was stable.
This article was written by Greg Michalowski at www.forexlive.com.Hence then, the article about fed senior loan officer opinion survey on bank lending practices released was published today ( ) and is available on forex live ( Middle East ) The editorial team at PressBee has edited and verified it, and it may have been modified, fully republished, or quoted. You can read and follow the updates of this news or article from its original source.
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